Resource Management

The global economic crisis will not go to the front pages of most media. However, in the business of the panic subsides. Come to replace the working attitude and willingness to solve current problems. The starting point of the procession started from the financial crisis sector, and there he met the first resistance. "In times of crisis, most banks chose to impose additional fines, and raise interest rates in order to minimize losses due to bona fide customers, – says Head of Resource Management Credit Bank "Rublevsky Inna Belousova. – But today, as falling consumer index, such approaches are not effective, and this is spoken by many analysts. Important area of work – clients' interests.

Thus it is necessary to rely not on the high interest rates and the quality of service. " Under the new conditions, according to an expert, should swap the priorities of the banking business, methods of raising funds and allocation of resources, approaches to working with clients. Necessary to form a new credit products that will be needed during a crisis. "Some banks are betting on speed of service, such as reducing time to open an account until one day – says Inna Belousova. – Others – trying to interest the opportunity to use the exchange rate, putting funds on multi-deposits, and so on.

" Bank need not lose the main thing – trust. One of the problems faced by many banks – credit default. "It is necessary to conduct a more cautious credit policy: a thorough and more detailed checking of candidates objectively evaluate their current financial status.